Bank of America, PNC share top ranking in Keynova’s 2026 home equity scorecard

The latest home equity scorecard from Keynova has ranked Bank of America and PNC at the top, with a notable trend being the increase in lenders offering accelerated home equity closing and funding. This shift is significant, as it indicates a growing focus on efficiency and customer convenience in the home equity lending space. For ASID professionals, this trend matters because it can impact the speed and ease with which homeowners can access funds for renovation projects, potentially leading to more business opportunities.

The fact that one-third of lenders now offer accelerated home equity closing and funding, up from last year, suggests that the industry is responding to consumer demand for faster and more streamlined processes. This increase in efficiency can be beneficial for homeowners who need to access funds quickly, such as for time-sensitive renovation projects. As the home equity lending landscape continues to evolve, ASID professionals should be aware of these changes and how they may impact their clients' ability to secure funding for home improvement projects.

As the home equity lending market continues to shift, it will be important to watch how other lenders respond to the trend of accelerated closing and funding. Will more lenders follow suit, and how will this impact the overall competitiveness of the market? Additionally, ASID professionals should keep an eye on how these changes may impact the types of renovation projects that homeowners are able to undertake, and be prepared to advise clients on the best options for accessing funds for their home improvement needs.

Originally reported by housingwire.com. ASIDNews adds analysis for real estate & property readers.